Lawsuit guides when dealing with personal injury issues. Here are some tips for maximizing your chances. Once the claims process gets underway, you will likely receive a call from the at-fault party’s insurance company. They will ask you to make a recorded statement. They may even tell you that this is a normal part of the process or that it’s necessary to process your claim. You are NOT obligated to provide any statement. In fact, the insurance company can (and will) use anything you say as a reason to minimize your personal injury claim value or deny your claim outright.
You may be entitled to other insurance benefits. If you have PIP, auto med pay, group or private health insurance or are covered under a spouse’s or parent’s insurance, your attorney can coordinate submission of all collateral insurance claims to maximize your total recovery. Never settle your claim before its time. It sometimes takes many months to settle a claim. Occasionally a claim may take a year or longer to be resolved. In fact, it is not in the accident victim’s best interest to settle certain types of claims too soon because it often takes a long time for serious injuries to become evident or for treatment or surgery to provide the maximum benefit to the injured party.
Thus, personal injury lawyers tend to be especially knowledgeable and have more experience with regard to the area of law known as tort law, which includes civil wrongs and economic or non-economic damages to a person’s property, reputation, or rights. Three million injuries and 40,000 deaths occur every year from 5.5 million car accidents that occur annually. Find extra info on Find Personal Injury Attorneys by State.
In putting together your settlement demand letter, you figured out a range of what you believe your claim is worth. Before you speak to an adjuster about your demand, decide on a minimum settlement figure within that range that you would accept. This figure is for your own information, not something you would reveal to the adjuster. But once the figures and discussions start going back and forth, it helps if you already have your bottom line in mind. That way, you don’t have to make a snap decision if an adjuster makes you a take-it-or-leave-it offer on the phone. You will know whether it meets your minimum level or not. However, you do not have to cling to the figure you originally set for yourself. If an adjuster points out some facts you had not considered but which clearly make your claim weaker, you may have to lower your minimum figure somewhat. And if the adjuster starts with a low settlement offer or a number at or near your minimum — or if you discover evidence that makes your claim stronger — you may want to revise your minimum upward.
After an injury occurs, you have time limits to bring your case. It’s important to bring your case as soon as possible because you don’t want to risk time running out. After the statute of limitations expires, you may not be able to recover at all. Also, filing your case lets you begin to gather evidence formally. This can be a critical aspect of being able to preserve the evidence necessary to build your case. It also lets the other side know that you’re serious about getting a fair recovery and moving the case through the courts as quickly as possible.
Search the Personal Injury Lawyer Catalog. Discover top personal injury attorneys and auto vehicle accident lawyers. Find top Personal Injury Lawyers that work with all critical accident cases resulting from auto accidents, motorcycle accidents, truck accidents, bike accidents, slip and falls, boating accidents and all other serious injury accidents. Read additional details on Find Personal Injury Attorneys.