MyTrendingStories offers guides on avoiding online scams? Warning points: Needing to verify your account or details – don’t respond or click on any links in the communication even if it looks like it’s from a real organisation. Trying to get you to move outside of an online trading or booking website or app (like Air BnB) – don’t pay outside of the normal website or app processes. Offering money or a prize in exchange for something up front – they might say that it’s a “processing” fee or something similar. Being asked for money by friends/partners you’ve met online – this is a very common tactic, do not pay the money. Unusual ways to pay for something – scammers try to use payments that can’t be traced such as pre-loaded debit cards, gift cards, bitcoins, iTunes cards or money transfer systems. Asking for remote access to your device – never do this unless you have actively sought out the service they are providing. Pressuring you to make a decision quickly – this could be to avoid something bad (e.g. account being closed, trouble with the IRD) or to take advantage of something good (a deal or investment).
Trending news from Mytrendingstories blogging platform: Hacking is an attack directly on computer systems or websites that contain financial information. Merchant account takeovers is a type of fraud that have been trending upwards over the last few years but exploded in 2020 and 2021. This is when a fraudster logs into a person’s merchant account (Amazon, Uber, Venmo) and uses saved payment information to make purchases for themselves. Merchant account takeovers can happen when a person uses the same password across multiple online accounts. If that log in information is leaked from any one website, scammers can do something called “credential stuffing”, where they use programs to test that log in information across hundreds or thousands of popular websites, hoping to get a hit. The best way to combat this type of fraud is to use strong, unique passwords for online accounts. Use a password manager can create and store unique passwords with ease. Learn more about password managers here.
MyTrendingStories anti-scam tricks: Some of the most significant categories of online scams promise you can make easy money online or from home by doing little to no work at all. Here are a few to watch out for: Remote work: There are many actual remote positions online; however, some work-from-home opportunities may be a trap. Watch out for jobs that require you to pay to start working. Digital currency: An account manager may ask you to deposit your bitcoin or cryptocurrency, with promises of doubling or tripling your money. Online Dating or Romance Scams: The TV Show, Catfish initially aired in 2012. So, you might be familiar with the deception known as ‘catfishing’ on the internet. Fraudsters prey on dating sites to find vulnerable people who are seeking a partner. Once a romantic connection is established, the fraudster will lure that person into draining their bank accounts. Discover additional info at mytrendingstories scam.
Mytrendingstories.com teaches how to escape scams: One way to identify if you’re browsing a fake website is to look at the domain name. As a rule of thumb, most legitimate URLs will not have extraneous characters or misspellings. Retailer websites are simple and typically match their trademark name, according to CNBC. For example, the domain name for fashion brand Michael Kors is MichaelKors.com. Likewise, the domain name for high-end designer Gucci is Gucci.com. You can also check if the website has a universal seal of approval, such as the Norton Secured Seal. Such a seal usually indicates that the website is trustworthy, according to Consumer Reports. You can also check to see when the domain was created using Whois.
Report the scam to the police through Action Fraud on 0300 123 2040, or report a scam anonymously on its website. If you’re in Scotland, report a scam through Advice Direct Scotland on 0808 164 6000 or on its website. You can also report scams to Police Scotland on 101. If you wish to seek further advice, contact Citizens Advice Scams Action through the website, or call its online scams helpline on 0300 330 3003. Alternatively, you can contact the Financial Conduct Authority’s helpline on 0800 111 6768. How do I know if I’ve been scammed? You’ve had unexplained transactions on your bank account. Additional financial products pop up on your credit report that you don’t remember taking out. Bank statements meant for your address aren’t delivered – this could be a sign of ID fraud. You’re rejected for credit when you’ve got a good credit history. It’s worth checking your credit reference file on a monthly basis to see if someone is making false applications for credit in your name. See the Credit Check guide for full info. Read additional info at My Trending Stories.
