Don’t get confused with other insurances and additional life insurance recommendations: Stop smoking. If you’re a smoker, you’re probably fed up of hearing people tell you to stop. However, when it comes to life insurance, you’ll pay a significantly hiked premium if you indulge in tobacco. To count as a non-smoker, you have to be completely nicotine free for a year, including patches, gums and vaporisers, but you’ll get a knock down price on your life insurance as a reward. See Your Family Doctor Before You Apply for a Policy. Whether you are applying for low cost Term life insurance …

What are the best companies that offer car insurance, focusing on Dubai? Here are some advices to buy the best available car insurance package. This article is a good general information piece but is targeted at Dubai car insurance market. Get your car in shape: As mentioned before, insurance companies will always look at the vehicle they’re insuring – this is precautionary so that if they do need to pay out, they save money too. Consider adding safety features to your car, be it an alarm system, tracker or more. Insurers also look at how ‘vulnerable’ a car is. This …