MyTrendingStories offers tips about protecting yourself from online scam? The big picture: Welcome to “smishing,” which stands for “SMS phishing,” the text-message version of the lucrative email scam. In this ploy, scammers take advantage of the smart-phone revolution—hoping that a text message to your cell will make it less likely you’ll investigate the source, as you might do while sitting at your desk. Since many banks and businesses do offer text-message notifications, the scam has the air of legitimacy. Shirena Parker, a 20-year-old newlywed in Sacramento, California, was thrilled when she got a text message announcing she’d won a $250 Wal-Mart gift card. When she called the number, a representative explained there would be a $2 shipping charge (later upped to $4 by another “representative”). Parker gave the scammer her debit card number and started getting round-the-clock calls from him, asking for the phone numbers and emails of friends and family. “It was turning into harassment,” she says. After two days, she contacted the Better Business Bureau, which told her that Wal-Mart was not giving away gift cards. Hearing that, Parker’s husband canceled their debit card before the con could empty the account but not before he had helped himself to the $4 “shipping” charge. “I don’t know how they got my name and phone number,” says Parker. “But I learned my lesson.” Scammers can even reach you by mail–beware of this new trick that targets pregnant women.
News with Mytrendingstories.com online portal: Did you receive an unexpected check in the mail and think, “Great! Free money?” Not so fast. Cashing that unexpected “windfall” may result in losses, reveal your personal financial information to scammers, or both. If you receive a check from FINRA, do not cash it—unless you have a current business relationship with FINRA. Call (301) 590-6500 to speak with a FINRA staff member. According to the latest data from the Federal Trade Commission, complaints about fake check scams remain in the “Top 10 Fraud Categories” and were on the rise during the first quarter of 2021. Whether the check appears to be from FINRA, your broker-dealer or other legitimate business, think twice before attempting cash it. These checks may arrive by special delivery and require a recipient’s signature, but don’t be fooled. That’s all part of the ploy to make the check seem legitimate.
MyTrendingStories anti-scam guides: Recent reports highlight the fact that online dating sites and apps are seeing massive increases in users and dates. It seems that love is logging in online. Before you run off to create your dating profile, consider the possible risks. According to the FBI, romance scams and similar confidence scams cost consumers more money than any other kind of internet fraud. And that negative trend has been on the rise. In just four years, from 2016 to 2020, consumer losses as a result of romance scams increased fourfold, eventually hitting a record $304 million in reported losses last year. But love doesn’t have to mean loss. We’re here to help with five tips to avoid becoming a victim of a romance scam. Like any encounter with a new person, it’s best to take things slow. Scammers are there for one reason only; they want your money, preferably as fast as possible. As a result, they may send gifts and flatter you with compliments, and even say the “L” early in the relationship. Take the time to ask a lot of questions and never give out personal information to someone online that could put your finances or identity at risk. Discover extra details on https://mytrendingstories.com/harjinder-surjeet/protect-seniors-against-cybercrimes-and-scams-dazcgi.
Mytrendingstories teaches how to defeat scams: Shopping phishing emails can happen at any time of the year, but they tend to be popular during the holidays. What appears to be an email from a reputable retailer lists a coveted discount or informs you that something went wrong with your order. The email usually comes with a link for you to click on so that you can get the advertised discount or fix the problem with your order. Clicking the link, however, downloads malware on your computer. To confirm the legitimacy of the sender’s identity, double-check the email address. In addition, be on the lookout for poor spelling and grammar and links that require you to supply your personal information, the e-commerce site Etsy recommends. That’s a way to avoid falling victim to these money scams.
Fake calls from someone pretending to be from the Financial Ombudsman Service asking for personal financial details. The ombudsman will never call you out of the blue to ask for information – it’ll only be in touch if you’ve got a case with it already. You can find out more about financial scams on the Financial Conduct Authority’s website or for scams in general, see the Metropolitan Police’s Little Book of Big Scams, or the Citizens Advice website. Web security has come to the fore in recent years with major hacks resulting in millions of users’ account details and sensitive info being put at risk. Fortunately there’s a quick, free and easy way to check if your details have been compromised. The website HaveIBeenPwned? (‘pwned’ is geek-speak for being made a fool of – it’s pronounced ‘poned’) allows anyone to check if their accounts have been compromised in a number of known data breaches in recent times. Go to HaveIBeenPwned? and enter your email address. Enter the address you use at any sites you’re concerned may have been hacked – for example, the one you usually log in to LinkedIn with. It’ll tell you if your account’s been compromised. You’ll be shown a list of breaches you were ‘pwned’ in, with some background info on the hack, plus what data was compromised – eg, email address, password, date of birth, etc. Read extra info on https://mytrendingstories.com/.
